Oct. 22, 2007 National Credit News (NCN) and Ethica: a new alliance – As part of Ethica's service to our clients, we have successfully negotiated a partnership with the NCN to provide content to their magazine.
Why Choose Ethica as Your Credit Solutions Partner?
As your business expands, so do the risks and complexities of offering credit in a fluctuating marketplace. Ensuring your company takes a proactive approach to awarding credit enables you to choose your business partners strategically. Ethica’s Credit Investigation Reports provide customers with critical real-time credit information to help you make informed decisions.
Our investigation department will process your credit applications for Real-Time Live-Data information with one hour after reception. We initiate direct contact with banks, trades, legal, and public court records. All information captured during the course of our investigation must be in Real-Time. No data is gathered from archived material.
In addition, our alliance with D&B enables our customers to access the most comprehensive in-file credit reports in the world and to complement these with live data.
Information provided by Ethica has a one-time-use purpose and is in no way archived for resale or reuse under any conditions. We comply with PEPIDA and all other information and privacy acts at the federal, provincial or state level.
When Do You Order a Real-Time Live-Data Credit Report?
1. To compliment standard In-File credit reports with a Real-Time bank checks
•
New businesses with no In-File history
•
Change of ownership
•
NSF cheque
•
Validation of industry rumors
•
Validation of industry facts such as the award of contracts through bids or RFP
•
Liens and legal action searches
•
Legal corporate name searches
2. To investigate sudden shifts in customer purchasing or to request credit behaviors
•
When an existing customer suddenly changes their payment habits (up or down)
3.When an In-File report has limited or absent information on a subject (no-hits)
Ethica customers receive the actual signed forms as reported by the banks, trades as certified originals. This ensures absolute accuracy in information with no distortion or misinterpretation.
Through your Ethica Credit Investigation Report, you will be able to answer these questions:
•
Who is the applicant and do I have their legal name?
•
Is my applicant creditworthy?
•
At what level should I assign their credit limit?
•
Can they pay on time?
•
Do they have a credit margin and flexibility with their financial institution?
Full-service credit bureau