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The Ethica Advantage
Full-service credit bureau
Real-Time Live-Data reports
48-hour turnaround
Fully compliant with privacy acts
Affiliated with D&B
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The Importance of a Credit    Application
Bank of Canada - Credit
National Credit News

News
Oct. 22, 2007
National Credit News (NCN) and Ethica: a new alliance – As part of Ethica's service to our clients, we have successfully negotiated a partnership with the NCN to provide content to their magazine.
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What’s the difference between “In-File” reports and “Real-Time Live-Data” reports?

This diagram illustrates the information contained in a “Real-Time Live-Data” report versus “In-File” Static and Dynamic reports. Each is compiled in a different time-frame and covers specific elements of business information. Neither is sufficient alone. Ethica’s Real-Time Live-Data information updates the In-File reports giving you a current snapshot of the customer’s credit profile.

The following diagram illustrates the available reports within the industry in relation to Ethica’s service offerings.
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